Couple of our employees have crossed ESI limit and we have covered them under Mediclaim policy & Group Personal Accident Policy. Please advise us whether we should continue with this practice or take Policy under WCA as we have an apprehension that in case of some untoward incidence workmen might not ask for compensation under WCA.
From India, New Delhi
From India, New Delhi
Dear
It will be on safer side that after going through the definition of the workman u/s section 2(n) & the detail list as provided in schedule II of the WC Act, 1923, the workmen which are not covered under the ESI Act, 1948 should be covered under W C Policy against the risk of accidents & the compensation liability.
With Regards,
R.N.Khola
From India, Delhi
363It will be on safer side that after going through the definition of the workman u/s section 2(n) & the detail list as provided in schedule II of the WC Act, 1923, the workmen which are not covered under the ESI Act, 1948 should be covered under W C Policy against the risk of accidents & the compensation liability.
With Regards,
R.N.Khola
From India, Delhi
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The Workmen's Compensation Act 1923.pdf
Workmen's Compensation Act 1923.doc