HI, i need your advice.I request a salary certificate from our hr because i applied for loan but she give wrong account number so i asked her to change it and when she give me the correct one i was declined by the bank.With that i applied to another bank i request again a new certificate address to new bank but she refused to provide me unless i will return the old original certificate from the first bank that i applied.But the problem is it will take time again to request my documents to be returned back to me so in order my loan to be process the new bank just consider my application even i dont give them the certificate.But when they verify from my company our hr refuse to give verification because she said she did not issue a salary certificate address to the new bank.Now i was angry because my loan was not be able to be processed.So is our HR reasonable with that?please help me thank you/
From United Arab Emirates, Dubai
From United Arab Emirates, Dubai
Do you get salary cheque or did your salary credited in your salary account in any bank.
You can give your bank pass book which do mention the salary credit and the credited amount details for your support.
Have you tried with that? If not, please make a try with the bank pass book or Bank account statement (If you approach any bank surely they will issue by charging some amount per page). Submit your Form 16 and Income Tax acknowledged copy of Saral.
It will be more than sufficient than the Salary Certificate.
All the best.
From India, Kumbakonam
1168You can give your bank pass book which do mention the salary credit and the credited amount details for your support.
Have you tried with that? If not, please make a try with the bank pass book or Bank account statement (If you approach any bank surely they will issue by charging some amount per page). Submit your Form 16 and Income Tax acknowledged copy of Saral.
It will be more than sufficient than the Salary Certificate.
All the best.
From India, Kumbakonam
hi boss2966 thank u for ur reply. But its all done only the bank need verification from my company if i work there but the HR did not verify me as an employee of the company because she said she did not issued a salary certificate to that bank.
From United Arab Emirates, Dubai
From United Arab Emirates, Dubai
Dear Anahaw_buzz
For me also faced the same problem. I approached the manager of ICICI Bank in Chennai directly and the Branch Manager sanctioned me home loan on utmost good faith, upto his level. You produce your appointment letter issued by the company & salary credit from the company in your Savings Account and explain the reality to the Loan Sanctioning Authority about the happenings in your company and in HR Department about the salary certificate issue. Surely this will create a good opinion about you in the minds of Bank Authorities and your loan will get sanctioned.
All the best
From India, Kumbakonam
For me also faced the same problem. I approached the manager of ICICI Bank in Chennai directly and the Branch Manager sanctioned me home loan on utmost good faith, upto his level. You produce your appointment letter issued by the company & salary credit from the company in your Savings Account and explain the reality to the Loan Sanctioning Authority about the happenings in your company and in HR Department about the salary certificate issue. Surely this will create a good opinion about you in the minds of Bank Authorities and your loan will get sanctioned.
All the best
From India, Kumbakonam
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SALARY CERTIFICATE- MINISTRY OF FINANCE's Notification on formats.docx