Pl.let me know the A/c.No., Card No. & HDFC Br. I'll give my try and collect relevant infn. U didn't mention whether the card is Debit card or Credit card M'm. Normally the banks don't cover insurance for debit card. Whereas for Cr.card there is a possibility. For safer side send a claim to HDFC for insurance benefits attaching the DC.
kumar.s.

From India, Bangalore
Madam,

With regard to your fear of "dependent father/mother" please go thro' the case law which may be relevant to your case:

Case No/Ref: 1995=I-LLJ-78.

Between: M/s.Singhal & Co., & Hussain Ali and another.

Court: The High Court of Allahabad.

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Matter for consideration: Under what circumstances can the father of a deceased workman can be considered as "dependent" and entitled to the claim under(the Workmen's Compensation Act ?).

HELD: Father of a deceased workman can be considered as dependent only if it is specifically established that he was wholly or partially dependent on the earning of the workmen at the time of death of the workman, besides establishing the relationship. An issue has to be framed and the commission has to give a finding whether the father was wholly or partially dependent on the earnings of the deceased. Awarding compensation, without considering the meaning of the word "dependent" merely on the basis that the claimant is "father" is not correct.

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kumar.s.

From India, Bangalore
Madam,
The attached cases ref. & write up which are relevant to your case and some insight into the whole issue of a Widow's rights may help you to understand some vexed problems and solutions available legally. This include a Supreme Court judgement also which will apply to whole of India w.r.t. to the settlement of your late husband's service benefits to the nominee.
kumar.s.

From India, Bangalore
Attached Files (Download Requires Membership)
File Type: doc Widow daughter in law-The Hindu Adoptions and Maintenance Act.doc (39.5 KB, 44 views)
File Type: doc Daughter in law-Maintenance.doc (36.0 KB, 38 views)
File Type: doc Supreme Court on nomination vis a vis Widow.doc (37.5 KB, 57 views)
File Type: doc Right of widow-Bombay High Court-2008.doc (67.0 KB, 42 views)
File Type: doc Right of widow daughter in law IN THE HIGH COURT OF DELHI AT NEW DELHI.doc (89.0 KB, 44 views)

Hi to forum,
I hope I will get solution for my query.
who is eligible for EDLI, If a comppany posses PF trust in that trust is EDLI applicable for an employee ( my husband is no more), can i claim for that as a legal heir ????
they are not tied up with any other insurance ( LIC ), my husband worked with that company for 5+ yrs.
pls clarify me on this.
thanks,
Rajani

From India, Bangalore
Madam,
You will find attached the relevant extract of the EDLI Rules which are relevant to you. This will guide you towards claiming your benefits under EDLI scheme as a "Nominee" or legal heirl. You have to check with your husband's employer PF Trust whether your husband had included you as "Nominee" and process your claim.
All the best.
kumar.s.

From India, Bangalore
Attached Files (Download Requires Membership)
File Type: doc EDLI-For Employees.doc (40.0 KB, 75 views)

Anonymous
sir,
thanks for ur response, but sir i know that the member in EPF is eligible for EDLI, i am the legal heir of my husband terminal benefits, but company paid only PF ( emp & empr ) contributions, but not EDLI amount as i submitted EDLI form 5(IF) they are not settling EDLI. their trust is not covered in EDLI ( their version ),
why the are not covered in EDLI, if they posses PF trust why dont they have covered in EDLI. In lie of EDLI they are not tied up with any other insurance.
rajani

From India, Bangalore
If they are not exempted they are liable for EDLI. Or they should have covered thro' some other agency like LIC. Please meet the concerned section in Regional PF Commissioner's office in charge of EDLI and ask for guidance in this regard.
kumar.s.

From India, Bangalore
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