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I have three PF accounts.
1. First in Baroda (Gujrat) from July 2006 to Dec. 2008.
2. Second in Pune (Maharashtra) from Dec. 2008 to June 2011.
3. Third in Pune (Mahrashtra) from July 2011 till date.
I have neither withdrawn nor transferred any of older accounts.
As there is State change (Gujrat to Maharashtra) in case of first account, what is advisable? Withdraw or transfer?
Second and third accounts are in Maharashtra. Shall I transfer my second PF account into current one?
Please guide me on what best can be done with my old PF accounts.
Thank You.
Mannan

From India, Pune
If you withdraw you will be loosing the service because of this you will have problem with the pension part hence better to transfer all in to present account. Withdrawing the PF amount when you are continuing the work is also against the law. Time delay will be there but it is better to transfer because you are contributing since last 4 & 1/2 years.
regards- kamesh

From India, Hyderabad
Mannan,
If you planning for pension then transfer the last 2 account with the current one..transfer with in the state will happen smoothly but when its comes with interstate i am not sure..if you don't want to take a risk then apply for PF withdrawal benefits in Gujarat and transfer second employer with the present one..
Regards
Madhan

From India, Delhi
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